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The Dangers of “Tight Mortgage Credit” Headlines

The Dangers of “Tight Mortgage Credit” Headlines | Simplifying The MarketThe availability of mortgage credit is not at the same level that it was during the boom in housing (2005), and that’s good news.

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It’s Not Always Marriage Before Mortgage

It’s Not Always Marriage Before Mortgage | Simplifying The MarketThere are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family.

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NAR Reports Show Now Is a Great Time to Sell!

NAR Reports Show Now Is a Great Time to Sell! | Simplifying The MarketWe all realize that the best time to sell anything is when demand is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that now continues to be a great time to sell your house.

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The Difference an Hour Makes This Fall [INFOGRAPHIC]

Every Hour in the US Housing Market: 

  • 633 Homes Sell
  • 253 Homes Regain Positive Equity
  • Median Home Values Go Up $1.43
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Think All Millennials Live in Their Parent's Basement? Think Again!

Think All Millennials Live in Their Parent's Basement? Think Again! | Simplifying The MarketAccording to the Census Bureau, millennials have overtaken baby boomers as the largest generation in U.S. History. Millennials, or America’s youth born between 1982-2000, now represent more than one quarter of the nation’s population, totaling 83.1 million.

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How Long Do Families Stay in a Home?

How Long Do Families Stay in a Home? | Simplifying The MarketThe National Association of Realtors (NAR) keeps historic data on many aspects of homeownership. One of the data points that has changed dramatically is the median tenure of a family in a home.

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Buying a Home? 4 Demands to Make on Your Real Estate Agent

Buying a Home? 4 Demands to Make on Your Real Estate Agent | Simplifying The MarketAre you thinking of buying a home? Are you dreading having to walk through strangers’ houses? Are you concerned about getting the paperwork correct? Hiring a professional real estate agent can take away most of the challenges of buying. A great agent is always worth more than the commission they charge, just like a great doctor or great accountant.

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Taking the Fear out of the Mortgage Process

Taking the Fear out of the Mortgage Process | Simplifying The MarketA considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification.

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Don’t Disqualify Yourself… Over Half of All Loans Approved Have a FICO Score Under 750

Don’t Disqualify Yourself… Over Half of All Loans Approved Have a FICO Score Under 750 | Simplifying The MarketThe results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market.

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